How to Get Free or Low-Cost Health Insurance

How to Apply

If you’re a legal U.S. resident, you can apply for a health insurance subsidy and enroll in a health plan on the health insurance exchange run by your state or by the federal government.

If you're eligible for CSR, all of the available Silver-level plans will have the CSR benefits incorporated into them. This means the deductibles, copays, and out-of-pocket maximums on these plans will be lower than they would otherwise be.

You can find your state’s health insurance exchange using the HealthCare.gov tool.

Recap

The ACA or "Obamacare" is health insurance you can purchase through the Marketplace. If you meet certain income criteria, you might be able to get help paying for some or nearly all of your monthly premium.