How to Get Free or Low-Cost Health Insurance

Catastrophic Health Insurance Overview

Moving is another example. If you move from one area to another, it will not trigger a special enrollment period if you had coverage under a short-term plan before you moved.

You must have had coverage under a plan that counts as minimum essential coverage beforehand to qualify for a special enrollment period that's triggered by your move.

Recap

Short-term health insurance only covers you for a limited time. It also does not cover a lot of services, including some essential care.

The plans can be low-cost, but you might not be able to get covered. If a provider thinks that you have a high risk of needing health care services (which would cost them more money), they can turn you down or refuse to cover anything related to the medical conditions you have.