How to Get Free or Low-Cost Health Insurance

5. Spouse's Health Plan

If your spouse has job-based health insurance, you might be eligible for the same coverage. Most employers extend the offer of job-based health insurance to their employees’ spouses, children, and step-children.

How to Get Covered

You can sign up for this coverage during the initial enrollment period when your spouse first gets the job.

If you miss this opportunity, you’ll have another chance during each annual open enrollment period that their employer offers.

You'll also have an opportunity to join your spouse's plan if you experience a qualifying event, such as losing your own health plan or having a baby.