U.S. Companies Offer BIG discounts on Car Insurance To Seniors over 50
In the United States, various auto insurance companies offer specific discounts for seniors, making it more affordable for older drivers. Here are detailed discount amounts and eligibility criteria from notable insurers:
1. GEICO
Defensive Driving Course Discount: Up to 10% off the premium for completing an approved course.
MultiCar Discount: Up to 25% when insuring multiple vehicles.
Good Driver Discount: Up to 26% if you maintain a clean driving record over several years.
Eligibility Requirements:
• Must be at least 50 years old.
• No drivers under 25 on the policy.
2. State Farm
Safe Driver Discount: Up to 30% for having no accidents or violations in a specified period.
Defensive Driving Course Discount: Typically around 10%.
Eligibility Requirements:
• Must be a senior driver (usually 50+).
• Must have a valid driver's license and meet statespecific criteria.
3. USAA
Good Driving Record Discount: Up to 10% for a clean driving history.
Defensive Driving Course Discount: Similar to others, around 10%.
Eligibility Requirements:
• Available only to military members, veterans, and their families.
4. The Hartford (in partnership with AARP)
AARP Member Discounts: Members can receive a discount of up to 10% on their premiums.
Defensive Driving Course Completion Discount: Offers additional savings.
Eligibility Requirements:
• Must be an AARP member (typically 50+).
These discounts can significantly reduce premiums for seniors, making it essential for older drivers to inquire about available options when shopping for auto insurance.
5.Product recommendations for improved safety
1.First Alert HOME1 Rechargeable Standard Home Fire Extinguisher-$20.38
When traveling by car, a fire extinguisher is an essential safety protection item to reduce the loss of your vehicle.
2.Lightweight Frame Sun Glasses with UV Protection-$14.99
Polarized driving glasses can be used on sunny days, cloudy days, rainy days, and at night. They can reduce glare and improve vision clarity.
3.Motor Trend Premium FlexTough All-Protection Cargo Mat Liner-$39.95
4.Qifutan Car Phone Holder Mount Phone Mount-$11.99
